September 2020

Post #11: I’m a whole 29 years old…chile

I used to think that 30 was old. In my mind, 30 was the age in which I would need to have my entire life together…professional, social, emotional, mental, romantic and financial. Yeah, that’s not going to happen.

Society does a good job of shaming people for not having everything figured out by 25. I’m guilty of pushing those beliefs on myself. I have learned in these 29 years that life is about continuous growth and development. No one truly has everything together. There’s always room for improvement. However, it is important to stop and be thankful for all that you have accomplished. Life is not always pretty. Even hard moments have contributed to developing your resilience.

I’m going to make it my priority to live and love as hard as I can. I’m looking forward to enjoying the journey. #thisis29

September 2020

Post #10: How to cut costs as told by a 20 something who occasionally spends money on stupid things 🤷🏿‍♀️

Okay, so by no means am I the queen of frugality. I have a bad habit of spending unnecessary amounts of money on eating out and other miscellaneous things. However, I try to save a penny when I can…sometimes

Here are three tips to save money on items:

1. Dollar Stores and Aisles When possible, shop for items at dollar stores or on the dollar aisle. For example, essentials like toothpaste, deodorant and soap can be found at heavily discounted prices. I use Lady Speed Stick deodorant and Crest toothpaste. I am able to find each for a dollar in these places.

2. Stop Being Brand Name Bougie All of the Time So I’ll admit, for some things, I am brand loyal. Examples of these things include Dove soap, Listerine mouthwash and Clear Care contact solution. However, I am more flexible with other things. I am a fan of buying store brands. At any given time, you will find store brand frozen and canned vegetables, eggs, milk, dry beans, cooking oil and baking ingredients in my home. I even take advantage of the generic forms of prescriptions and over the counter drugs. Often times, these significantly cheaper store brand/generic items are identical to name brand items in taste and formulation.

3. Store Discount and Rewards Cards Let me be clear, I am not referring to store credit cards. I am referring to store discount and rewards programs. These programs allow you to take advantage of the discount price on items or allow you to accumulate money through each purchase. Most grocery stores and pharmacy stores allow you to sign up for their programs in-store or online. The programs usually come with a plastic key card to swipe during your purchase. However, you can also simply enter your phone number to link you purchase to your discount or rewards account.

I hope that these three tips can help someone.

What are some of the ways in which you cut costs?